INDEX
Adjustable rate mortgage 61
Adjustable rate mortgages 68
Appraisals 13, 27, 28, 51, 62, 64
Balloon mortgages 19, 62
Banks 13, 49
Bootstrap financing 16, 44, 50, 51, 53, 55, 57
Building materials 55, 57, 68
Closing costs 17, 18, 20, 45, 50, 56, 62
Construction loans 13, 14, 18, 19, 22, 45, 49, 53, 62, 63
Credit card 56
Credit cards 48, 55
Credit line 56
Credit lines 48, 55
Credit reports 21, 26, 62, 64
Credit unions 13, 49
Disclosure requirements 20, 21, 63
Draws 18
Energy efficiency 15, 29, 41
Equal Credit Opportunity Act 21
Equity 63, 65
Ex Tech 233 22
Fair Credit Reporting Act 21
Family financing 16, 48, 51-53
Fannie Mae 23, 29, 42
FHA 13, 20-22, 29, 67
Financing phobia 41
FmHA 21, 22
Freddie Mac 23
Ginnie Mae 23
Graduated payment mortgages 63
Gross income 6, 45, 63, 66
Home and business 59
Home equity loans 48, 49, 53, 55, 68
Home loan companies 13, 49
Income tax 26, 40, 65
Inspections 18, 63
Interest 13, 17, 19, 21, 26, 36, 41, 51, 55, 61-63, 65-68
Key List 5, 10
Kit homes 41, 68
Loan application 20, 23, 40, 43, 63, 64
Loan origination fee 36, 64
Loan-to-value ratio 42, 64
Long term debt 6-8, 66
Maximum mortgage amount 6
Maximum monthly housing costs 6-8, 41, 66
Maximum mortgage amount 6
Mortgage brokers 12, 49
Mortgage companies 12, 49
mortgage insurance 65, 68
Mortgage types 68
Mortgage-free home 57
Mortgagee 65
Mortgagor 65
Multifamily dome 58
National Dome Council 15, 29
owner-builder 15, 54, 55, 67
Permanent mortgage 14, 18, 19, 26, 51, 52
Personal financial statement 42
Points 17, 19, 38, 65, 68
Principal 17, 19, 41, 61, 65, 66
Purchase money mortgage 56
Qualifying ratio 6, 42, 66
Recording fees 66
Refinancing 37, 40, 50, 67, 68
RESPA 20
Savings and loans 13, 49
Secondary mortgage market 20, 23, 42
Seller financing 56
Settlement costs 20, 62
Short term loan 51, 55, 56
Sources for financing 12
Stage financing 16, 17, 44, 53, 54
Sweat equity 2, 56
Term 66
Truth-In-Lending Act 21
VA 13, 20, 21, 29, 67
Wish List 5, 10
