INDEX

Adjustable rate mortgage 61

Adjustable rate mortgages 68

Credit card 56

Credit cards 48, 55

Credit line 56

Credit lines 48, 55

Credit reports 21, 26, 62, 64

Credit unions 13, 49

Disclosure requirements 20, 21, 63

Draws 18

Energy efficiency 15, 29, 41

Equal Credit Opportunity Act 21

Equity 63, 65

Ex Tech 233 22

Fair Credit Reporting Act 21

Family financing 16, 48, 51-53

Fannie Mae 23, 29, 42

FHA 13, 20-22, 29, 67

Financing phobia 41

FmHA 21, 22

Freddie Mac 23

Ginnie Mae 23

Graduated payment mortgages 63

Gross income 6, 45, 63, 66

Home and business 59

Home equity loans 48, 49, 53, 55, 68

Home loan companies 13, 49

Income tax 26, 40, 65

Inspections 18, 63

Interest 13, 17, 19, 21, 26, 36, 41, 51, 55, 61-63, 65-68

Key List 5, 10

Kit homes 41, 68

Loan application 20, 23, 40, 43, 63, 64

Loan origination fee 36, 64

Loan-to-value ratio 42, 64

Long term debt 6-8, 66

Maximum mortgage amount 6

Maximum monthly housing costs 6-8, 41, 66

Maximum mortgage amount 6

Mortgage brokers 12, 49

Mortgage companies 12, 49

mortgage insurance 65, 68

Mortgage types 68

Mortgage-free home 57

Mortgagee 65

Mortgagor 65

Multifamily dome 58

National Dome Council 15, 29

owner-builder 15, 54, 55, 67

Permanent mortgage 14, 18, 19, 26, 51, 52

Personal financial statement 42

Points 17, 19, 38, 65, 68

Principal 17, 19, 41, 61, 65, 66

Purchase money mortgage 56

Qualifying ratio 6, 42, 66

Recording fees 66

Refinancing 37, 40, 50, 67, 68

RESPA 20

Savings and loans 13, 49

Secondary mortgage market 20, 23, 42

Seller financing 56

Settlement costs 20, 62

Short term loan 51, 55, 56

Sources for financing 12

Stage financing 16, 17, 44, 53, 54

Sweat equity 2, 56

Term 66

Truth-In-Lending Act 21

VA 13, 20, 21, 29, 67

Wish List 5, 10